Life Insurance | Income Protection Insurance | Total & Permanent Disability Insurance
| Trauma Insurance
carefully planning your future
Insuring our life and income is often neglected but is fundamental to any financial
plan or retirement strategy.
Careplan Financial Solutions is your one-stop shop for Life Insurance, Total & Permanent
Disability Insurance, Trauma Insurance and Income Protection Insurance.
You don’t need to go anywhere else, as we research all the major insurance providers
and give you the one most appropriate to your needs. We do all the work, from research
to implementation, and assist with any claims.
And the best part is it’s FREE - we are paid by the life insurance company.
There are four types of personal insurance cover; they are:
Life Cover -Life Insurance, which pays a lump sum to the beneficiary if the insured
dies or (usually) has a terminal illness.
Total & Permanent Disability Cover -Also called TPD Insurance, which pays a lump
sum if the insured is diagnosed as never being able to work again.
Income Protection Cover -Sometimes called Disability insurance, or Salary continuance
insurance, pays a regular income while the insured is unable to work due to accident
Trauma Cover -Also known as Specific Illness cover, this pays a lump sum upon diagnosis
of a range of illnesses, the most common being cancer, heart disease and stroke.